Interest Levels. To find out more about our NC Home Advantage Mortgage The new york Housing Finance Agency tends to make house ownership affordable for qualified home purchasers in North Carolina—whether buying when it comes to very first time or going up—with competitive financing and forgivable advance payment help. You may also be eligible for the NC Home Advantage Tax Credit, which offers up to $2,000 per year off federal taxes for buyers who apply and are approved for a…